Financing and Payment Options

Are There Financing Options for Penis Enlargement in NYC?

When you’re ready, you can find countless different financing and payment options for cosmetic surgery. When you consider that it’s an investment in your self-esteem and your love life, the options look pretty good. The cost of penis enlargement in NYC typically ranges from $10,000 to $15,000, with a range of costs for other services like:

• Surgical penis enlargement
• Non-surgical penis enlargement
• Regenerative and sexual performance procedures

Dr. David Shokrian and Dr. Mohamed Elfar at Penile Enhancement Center of New York are considered the best penis enlargement doctors in NYC. While some men can pay for procedures from savings, most look for financing and payment options.

They offer a variety of financing options including low-interest rates, flexible payment plans and other affordable payment options. These options allow more and more men to access penis enlargement and enhancement procedures rather than considering them out of reach because of financial constraints.

Is Penis Enlargement Ever Covered by Insurance?

Penis enlargement is usually considered an elective procedure, which means it’s not likely covered by health insurance. However, some procedures are considered medically necessary, which would mean insurance may provide full or partial insurance coverage. Examples include:

• Implants for erectile dysfunction
• Congenital abnormality like micropenis
• Reconstruction needed after a trauma

Micropenis is typically diagnosed in childhood and treated with hormones early in life, but adults affected with this condition may qualify for some insurance coverage for treatment. Acquired medical problems such as Peyronie’s disease, which causes a bend in the penis and painful erections, may also qualify for some coverage.

Medical necessity must be determined by a doctor. Implants for erectile dysfunction may only be considered if other approaches to treatment have failed, and your NYC doctor must confirm the problem is caused by a physical problem, not a psychological issue. If you qualify for insurance coverage, you may need to obtain pre-authorization from your insurance company.

How Does Medical Financing Work?

Medical financing allows you to borrow the funds for your procedure up front as an unsecured loan and pay it back with flexible payment options. This is typically done through third party lenders. Reasons to consider medical financing include:

• Financing through lenders who specialize in medical financing usually offer lower interest rates than credit cards.
• There may be a period of interest-only payments followed by predictable and manageable fixed monthly payments.
• There may be a low promotional interest rate that doesn’t go up if you’re able to pay the balance off during the introductory period.
• There may be a pre-approval option so you can see if you qualify for financing with no hard credit inquiry, so it doesn’t affect your credit score.

Credit cards provide buying power for a lot of high-ticket items in life and may be a good option for making convenient monthly payments rather than trying to pay a lump sum. Some things to look for if you’re considering using a credit card include:

• Introductory 0% APR
• Low interest rate after the introductory period ends
• No annual fee

Another financing option is to apply for a personal loan through your own bank. If you have collateral that can be used on a secured loan, the interest rate may be lower than the rate on an unsecured loan. If you’re unhappy with the size of your dick, don’t let the cost of treatment hold you back. Contact Penile Enhancement Center of New York today for more information. Set up a discreet online consultation and allow the staff to help you find the best financing and payment options to suit your needs.